Industries 04/05
Insurance & Reinsurance.
AI for underwriting, claims, and the paperwork between them, in a business priced on judgment.
Underwriting is judgment. Most of the day is paperwork.
Underwriters decline good risks because the submission sat in a queue. Adjusters settle late because the file waited on documents. The judgment your business is priced on spends its day extracting, re-keying, and chasing.
​
We give the judgment its day back: submissions read and triaged on arrival, claims routed with the file complete, exposure visible across the book as it's written. And because this industry answers to reinsurers and regulators, every automated step keeps its reasoning on record.
FOR UNDERWRITERS WHO
lose target risks to whoever quotes first.
FOR CLAIMS TEAMS WITH
files that wait on documents, not decisions.
FOR PORTFOLIOS WHERE
accumulation is discovered at renewal, not before.
01 What we build here
AI that moves loss ratio, cycle time, and capacity.
Framed on your book's numbers, built into policy and claims systems, and run through renewal season.
01
Submission intake & triage.
Broker submissions read, enriched, and prioritized by appetite on arrival, so the risks you want are quoted first.
02
Underwriting workbench.
The risk picture assembled from submissions, exposure data, and history, with the reasoning behind each decision recorded.
03
Claims triage & settlement.
Straightforward claims settled automatically, complex ones routed to adjusters with the file already complete.
04
Document intelligence.
Policies, schedules, bordereaux, and loss runs read and reconciled automatically, with exceptions surfaced rather than buried.
05
Portfolio & accumulation analytics.
Exposure aggregated across the book as it's written, so accumulation is managed in the quarter rather than discovered at renewal.
06
Fraud detection.
Claims fraud signals surfaced with the reasons attached, so investigators act on cases rather than scores.
02 The numbers we move
Every engagement is measured on operational numbers.
Agreed before the build starts. Tracked in production. Reported without varnish.
Loss ratio.
Submission-to-quote time.
Straight-through claims.
Leakage and recoveries.
Expense ratio.
Hit ratio on target risks.
03 Work in this sector
CASE STUDY
Agentic AI Rewrites the Underwriting Playbook.
Turned a 4,800-hour underwriting bottleneck into a five-minute decision engine, and what it signals for insurers and reinsurers.
One arc, in your operation.
The same Advise, Build, Run arc, applied to the book: framed against your loss and expense ratios, built into the policy and claims systems you already run, and operated through renewal season rather than handed off before it.
04 Other industries